I’m researching the mysterious four angels mentioned in The Book of Revelations. These four angels are claimed to be bound in the Euphrates River. My research brought me to a blog posted by Pastor Bill Randles, September 25, 2017. After reading part one of his post and the comments left on it; I realized two years later, there is no more information available than mere speculations. For a creative mind like mine – this leaves a door open for some interesting esoteric and apocalyptic fiction.

One interesting comment on the post referred to the pastor’s information regarding the city Jerusalem. The comment made me remember how naive most Americans are when it comes to religious history. Without diving into the details, the commenters were surprised that Hebrew did not mean Jewish; Jerusalem was not an original Hebrew word, and the times we live in today are not more dangerous than before.

First – I am in no way anti-Semitic. I have deep, personal respect and many soft spots for Semitic people. However, I am disturbed at how the term anti-Semitic, in western thought, defaults to anti-Jewish. Somewhere in human thought the term Semitic was high jacked and became synonymous with Jewish people. The western mind set, especially in the working-class religious sects seem to be very naïve in the fact that Arabs and Persians are Semitic. It is laughable when I hear someone call the Palestinians anti-Semitic. Then there is the assumption of what a Jew is or is not. My hypothesis is that the actual genetic makeup to the ethnicity we term “Jewish” – those who descended from Judah, one of the seventy children of Israel (Jacob) are very small in genetic number. There genetic claims and alleged rights were assumed by non-Semitic people who took in the religious practices we inappropriately named Judaism.

I say inappropriately because the faith had no name when Abraham, David or Jesus practiced it. The name Judaism became commonly used after the destruction of the second temple in 70 CE. At that moment it was important to name the faith as to differentiate it from the Temple-based religion and the one used today based in synagogues, rabbis and the home. It was also needed to differentiate from the Pauline religion of Christianity which survived at the Council of Jerusalem.

Back to Jerusalem. It was noted by the pastor’s blog that Jerusalem was the name of the city before the Hebrews arrived. The commenters to the blog were shocked to know as much. What was not mentioned and would have thunderstruck the naïve reader is that the part of the word “salem” refers to an Ugaritic god. The god of the dawn thought to symbolize the beginning of things. In whole, the word Jerusalem means The foundation of Shalem. Ironically it could mean the foundation of the beginning. This could explain why David, who forged an Israeli empire, made Jerusalem his capital after killing its inhabitants.
When it comes to massive killings, my naïve westerners like to flatter themselves with the idea that we live in worst times than the past and such is evidence that the world will come to an end. To think evil is more prevalent than a thousand years ago is naïve. How different is a Tomahawk missile proportionately from a flamed rock catapulted into a Medieval walled city? How different is the Israeli genocide of Muslims proportionally different from the Jebusite genocide? Is there a difference from Germany’s concentration camps over the Chinese re-education camps or the American detention prisons and internment camps? The concepts and evils are the same. What about centuries of the Atlantic Slave trades? Is there much different from sex trafficking and slave labor? Is the massive migration of people from one geographic area different from those crossing the Mexican / U.S. boarder? When I consider these things, I fail to see any human moral progression from the past.

Westerners, in self flattery, develop an arrogance and dogma that taints sensible conjectures of biblical prophecies.  The pastor’s blog is no different. He abandoned his original premise which supported the belief that the four angels bound in the Euphrates would unleash their fury on the world. He tilts to the a predictable western perspective that the four angels are somehow related to the ominous Muslims. The point of view disappointed me because it reflects a western cognitive dissonance wrapped in American exceptionalism. We do not blame ourselves for the violence found in the four nations that border the Euphrates River. Instead we conveniently forget that each nation has a right to self-govern and define the terms of its humanity. Whereas Americans define its terms in crowding millions of people in small living areas and paying the “less fortunate” with free food rent and medical expenses, other nations define their terms differently. Although our arrogance and common acceptance of American exceptionalism compels us to interfere and force the Muslim world to accept our flawed pedagogy on civilization, we may have more to do with unleashing the four angels than the Muslim countries. After all – The Book of Revelations speaks of a whore sitting on many waters. When I consider our political system’s practice of lobbying, I am tempted to consider that I live in a society birthed by that whore.

*Pastor Bill Randles link: https://billrandles.wordpress.com/2017/09/25/four-angels-at-the-euphrates-a-different-look-euphrates-pt-1/

Phil, a coworker at the tax firm where I worked enlightened me on what white privilege meant. He explained that as a white man, he had few worries about the society pangs that concerned non-white men. He explained that while most every black man gets tense from spotting a patrolman on the side of the road – even if driving slower than the speed limit – the squad car gives Phil a sense of security.

I told him that a year prior, I was held at gun point by six policemen (5 black, 1 Hispanic). They forced me and my twelve- year- old son out of the taxi that we ordered, made my son lay face down in the street, and cuffed him. They went through my brief case looking for God knows what. The cause, according to them, was that someone thought my son slouched in the back of the taxi in attempt to hide. After verifying our legitimacy from the taxi driver, the Maywood, Illinois finest gave us leave. When I told Phil that story, he asked if that experience made me feel safe in knowing the officers were doing their job to protect the neighborhood.

He later explained to me that as a white man, he needed only to obey the laws and most things would work in his favor. He thought that American way of life was inherently good. His belief that American soldiers in other countries were doing God’s work to make the world safe gave him comfort that danger would not find its way to his front step.

I told Phil that his point of view was indicative of Jon O’Sullivan’s manifest destiny. O’Sullivan believed that the U.S. destiny was to establish on earth the moral dignity and salvation of men the immutable truth and beneficence of God … to the nations of the world.

I didn’t realize just how deeply engrained into the American subconscious is O’Sullivan’s rhetoric, until that day. Americans are hypnotized by it. Triggers are subconsciously embedded into the American psyche sparking the buy-in to American exceptionalism.

At the risk of patronizing the reader, American exceptionalism is a three-part belief. First, America has a history that is inherently different from other nations which makes America unique in her own right. Second, due to her uniqueness, she has a mission and an obligation separate from the other nations in the world. She must transform the world. Third, sense point one and two are indisputable facts, the U.S. should be superior to the other nations.

As foolish as this may seem to the more liberal minded citizens and those who do not fit into the “Red Blooded American” category. The hypnotic trans is often triggered by our politicians. What is interesting to note is that while the politicians trigger the trance, for their benefit, the viewpoint of American exceptionalism is under construction.

In a speech by Ronald Regan, he used a house on a hill image to symbolize American exceptionalism. “She’s still a beacon, still a magnet for all who must have freedom, for all the pilgrims from all the lost places who are hurtling through the darkness toward home.”

By the time Obama uses the image, the point of view had not much changed. Whereas Regan suggested that American exceptionalism was a draw that pulled the world to it for rescue and safety, Obama triggers the hypnosis with the reference to the unique history and then suggests that the world is watching and waiting for her leadership.

Somewhere in all of this, the perception of the leadership roll changed and those proud “Red Blooded Americans,” like my coworker, believed that America gave up her leadership role to join the pack of globalist. Somewhere in the higher taxes on corporations, “the one percent,” our retirement funds, and the bailouts, along with the dozens of free trade agreements and international treaties, the leader fell into the pack. It was as if America decided to lead from behind, to make a round table of world leaders, or just lay down.

In comes Donald Trump, a hero to people like my co-worker. He presents a different view of American exceptionalism. The viewpoint he brings suggests that a leader must have a degree of separation from the pack. Insert the America First concept. Under Trump’s reconstruction of American exceptionalism, the idea that a world leader should be uncontested and indisputable shows in his economic policy more than his foreign policy. He wants to bring companies back to the U.S. and hire U.S. workers. He wants to control the immigration so that U.S. citizens can have jobs and use fewer government resources.

I’ve noticed the cooperate push backs. They are saturated in political and cooperate selfishness, almost national betrayal, or even worst, betrayal of humanism. When I hear how Apple allows the Chinese government access to privacy functions and the Chinese government uses that access to hunt people and place them in internment camps, I can’t help but to think that Apple has betrayed humanity as well as the U.S. This brings to question cooperate America’s view of American exceptionalism. As more companies try to compete in a global economy, it appears that American exceptionalism is taking a back seat to globalism. We’ve become a nation of team players instead of team captains. As a result, I believe that one day, maybe not to long from now, Phil will wake and realize that white privilege has slipped away into the sea of globalization.

I was involved in a conversation with two people who read my book, Men Djinn & Angels, and the question arose regarding my personal belief in the Abraham child sacrifice.  In my book, I seemed to lean to the idea that Ishmael was the child of sacrifice and not Isaac.  It may be difficult for many of us in the western hemisphere to accept, but the majority of the world leans the same way.  I don’t claim to know the answers, but there seems to be more weight on the Ishmael point of view than the latter.  Here are some reasons that I shared with them.

One of the first things I consider is that the accounts described in the Biblical text are not all in chronological order.  Let’s just say for the sake of continuity, Genesis chapter 21 describes a moment when Isaac was born and later weened.  There was a big party for the successful weening and then Sarah, the mother, becomes concerned that Abraham’s first born, Ishmael, the rightful heir to Abraham’s wealth would be given what he deserved.  In fact, as it is described in the Biblical text, Sarah was so selfish that she wanted it all for her son.  She was not at all so inclined to suggest a 90% to 10% split between the two.  She wanted everything for her son, so she demanded that Abraham discard his child.  In Chapter 22, we have the sacrifice where the script claims that Abraham, through divine command, was told to offer his only son, Isaac, as a burnt offering.  The continuity is obviously flawed.  There was no point ever where Isaac was the only son.  Considering this, I become suspicious of text tampering.


Another suspicion I have comes from the nature and concept of sacrifice. For one to make a sacrifice in Biblical times, one had to part with the thing that he loved or needed the most.  An example is when sacrifices were made, the owner needed to sacrifice his best goat or lamb – the one with no flaws. In this sense, the eldest son, in those times, was held in very high regard and would have been a more acceptable sacrifice that kept in line with tradition.  Not to say that it would not be heart wrenching for a parent to sacrifice any of his children, but in the character of sacrifice, it would have been more of a show of faith for Abraham to sacrifice his first born before a second was born. If we assumed the order of events as listed in Geneses is correct, I believe that Abraham would have seen the sacrifice of Isaac a punishment rather than a service – a punishment for sending his young son and the mother into the wild with little food and water.   Especially for the selfishness and inhumane reasons for the dismissal.  It does not seem divine that a person, Sarah in this case, would be rewarded with a son who deserved the blessings of Abraham’s faith and wealth when she exemplified the vices that the religion should discourage.  When I think about it, I ask myself, what virtues are we to learn from Sarah’s actions?  Additionally, when it comes to virtue, the Biblical account paints a picture of Abraham in a less than virtuous light when he is not honest with his son.  When “Isaac” ask his father regarding the lamb for the sacrifice, Abraham did not say that the sacrifice is you, my son.  Instead, he says that the lamb would be provided.  Some would say that he spoke out of faith and thus deserved the title Father of faith, whereas others may see this as a second character flaw, the first being to leave his firstborn child, fatherless.


When it comes to research, we are taught to question the authority of the sources that we use to make our conclusions.  In this, it is difficult to say that there is a credible source of Abraham’s existence, or his other sons.  That being said, when I look at the sources, I know that the sources claiming Isaac was the sacrificial son comes from the Jewish ideology.  It was allegedly written by Moses at a time when he needed to unify the different sects of Israeli faithful.  Keep in mind that Jacob (Israel) had over 70 children, only 12 of those and their families left the desert life to live in Egypt where they were subsequently taken into bondage.  The other 50 plus families remained outside of Egypt making two separate groups with various ideologies and cultures.  Being that Moses is the one credited with writing the Book of Genesis, he had only one commonality between the free Israelis and those who came from Egypt.  That was the common belief in Abraham.  It is likely, that Moses or whoever wrote the Book of Genesis altered some details to create unity between the two sections. Again, being that our most common source of information comes from just one of the lines from those many families, it seems opportune to have Isaac, not Ishmael be the sacrificial son.  For me, the source of information lacks credibility.  Whereas in the Arab world, even before Islam, the influence of Ishmael and Abraham’s relationship is paramount.

In the Arab world, there is the Kaaba, a cube like structure that was and is believed to have been originally structured by Abraham and Ishmael.  It has always played a vital roll in Arab tradition.  Before Islam, it was a place believed to hold such spiritual importance that the Arab tribes felt it important to have their idols housed there. It was believed by them that if they left their idols in the Kaaba, their gods would send blessings on them.  As a result, the Quraysh tribe who maintained the Kaaba charged the other tribes rent fees.  After Muslims were victorious over the polytheist tribes, the Kaaba was cleansed and placed as a cornerstone in the religious practices.  In this, I see that while the Arabs had veered away from Abraham’s theology, they retained the value of his relationship with Ishmael, even until this day where Abraham’s sacrifice is commemorated with a holiday celebration where the first-born sons are celebrated.  Additionally, as Abraham is depicted in the Islamic traditions, the sacrifice has more purity than the Biblical depiction.  In the Islamic tradition, Abraham is depicted as an honest man who is open and transparent with his son who is trusting and equally faithful.  The reward of a lamb in his place seems more inline with the values the lesson should teach.  In this, Ishmael and Abraham are rewarded for their good and faithful deeds, not for the selfishness, and hidden agendas depicted in the Biblical tradition.

The snap chat message read:

For all my friends at Graham Central High School

I’m really not


Around they

About to

Shoot up of

Graham Central High School

So don’t go

To school

I don’t know

The full

Details but

Go to school

At your own risk

      So share


When teachers arrived at school, the next morning, they saw police squad cars swamping the parking lot and combing through the school.  No information was given to the teachers by the administration, the principal, Mr. Golden thought it best to divert real answers as best he could.  Those few students who did not get the snap chat message arrived at school only to be locked down in their classrooms while the search continued for guns.

The students who had their weapons concealed could not keep them concealed for long.  As the itch to disclose their weapons grew and the power that one feels when he holds a firearm swelled in them, they succumbed to the itch, took out their weapons and recorded themselves on school property – and as most kids will do, they posted the recording on social media. Now the police knew their suspects, made the arrests and charged the students with possession of firearms on school grounds.




Mr. Golden, after many hours and even days, informed his staff via email that there was never a danger on the school grounds and that police had not found firearms at Graham Central High School but there was enough evidence to charge two students with being in possession of a firearm on campus.  He continued to explain that the snap chat message was a hoax.

This was the second questionable incident at Graham Central High School in one month that revealed a major problem that we have in our schools.  In short, our children are not safe.  Parents are insulted with the appearance of one police squad car and metal detectors at the main entrance.  But when there are no working cameras, no efforts to keep the surveillance equipment updated, and a lack of well trained security personnel, we should ask ourselves about our commitment as parents, elected officials, and society.  How committed are we to our children?  Who is to blame if not ourselves for the access that fifteen and sixteen year old kids have to firearms.  Who is to blame when there are so many unprotected doors at a school where children can come and go as they please?  Who do we blame for administrations and administrators like Mr. Golden, who not only disregards his obligation to ensure the safety of the children but also downplays the severity of the danger to his staff and students? It seems to me that with all the media attention towards the many mass murderers and shootings where innocent people are killed that our elected officials would have better solutions to these problems.

There is no secret that if it had not been for students who had read and spread the Snap Chat message, there could have been many lost lives that morning on September 28th.  If parents had not made calls to the police officers, what tragedy might have occurred?  When I think about this problem, I think about more than the students.  I think about those teachers who are placed in harms way.  I think of those few dedicated teachers who would have sacrificed their lives for other people’s children and gladly taken a bullet because that would have been the noble thing to do.  These are the same people who endure the some of the most grueling working conditions, given the dozens of snares, traps, and barriers placed upon them by administrators and elected officials with barely enough money to live a middle-class lifestyle.  But I imagine in all of this, that the answer is clear; it is up to the community to develop a moral standard higher than what we have right now before any of these things will change.

It’s been a long while since I sat down and blogged.  I’ve been preoccupied with writing another edition of my Men, Djinn, and Angels series and regrettably have not written about the pressing things on my mind. I have waited far too long to share my thoughts and I am very much in shock and awe at how public-school systems throughout the US have such poor and similar cultures.  So, I want to share- and I have a lot to share. This may take a few blogs, and I hope that I can entice others to share and start a nationwide, perhaps, a worldwide conversation regarding the educational system. 



I would like to preface my blog by saying that the school systems are run and operated by some of the brightest minds in the nation.  I’m talking about principals who have multiple degrees and make six figure incomes.  With that, there are school boards with elected officials and superintendents who are also well decorated with degrees and accomplishments, and who also work with other elected officials to create policy for school systems.  Then we have federal input; the president even appoints someone to his cabinet for education.  The point is that the education system is a huge business that is run by some of the most intelligent people we have to offer.  So, when I say that it is painfully obvious that the school systems and their cultures are designed to function as they do, I do not understand how anyone could reasonably refute my claim.  I have come to believe that what we see as flaws in the educational system are not flaws at all; they are intentional and well-placed snares that create and sustain an American caste system.

Please take for an example this one school on the West Coast area called Graham-Central High School (This is a fictional name); where the population is 19% African American, 8% Asian, 33% Hispanic, 11% Pacific Islander, 22% white, and 7% other.  The average family income is under $40,000.  The African American principal is in his late forties; a flamboyant man who can be oddly animated and presents a decorum no different from his fraternity brothers two decades his youth. 

I was at a football game in support of the school with a friend who teaches there, when I became annoyed with the principal’s frequent commercial breaks during the timeouts and sometimes between plays.  In these commercial breaks, he boasted about the school’s accomplishments.  “Did you know that Graham-Central High School has the lowest dropout rate in the state?  Did you know that Graham-Central High School is ranked 19th in the state for attendance?  Did you know that Graham-Central High School has the highest graduation rate in the entire city?”

I wanted to stand up and say, did you know that Graham-Central High School just yesterday lost one of their special education students who walked out of class and out of the building without anyone noticing?  Did you know that student is dealing with autism?  Did you know that the student should have had a one on one assistant, a teacher’s aide, or someone trained to work with children dealing with autism in class with the student, having an eye on that student during his entire school day?  Considering that recent event, I was utterly annoyed that the principal, Mr. Golden (also a fictitious name) would spend so much time making these announcements at the Homecoming football game.   


As the story surrounding the student who walked out of the classroom goes, for some reason, the student just decided to leave class.  There was a teacher in the room with fifteen other students who also had special needs, but he was limited in what he could legally do.  When the student left the room, the teacher could not go into the hallway to bring him back – such an act would have led to disciplinary actions for leaving the class unattended.  He did, however, use his radio to call security – the four-man crew to protect the two-level building and its 18 hallways, 8 bathrooms, cafeteria and gymnasium; not to mention the ten unlocked doors that allow easy access in and out of the school.  In the end, there were no working cameras and no one to stop the student from exiting the building.  After four hours of looking through the school, the staff contacted the police who still could not find the student.  The next day, it was discovered that the student was found six miles away from the school walking down the street.  It was after 8 p.m. and the student had been missing for nearly nine hours. 

I only wish this was the worst story I could tell about Graham-Central High School, but it is not.  I am just baffled at how the public accepts what happens in the school system and I remain convinced that these are not flaws and the Dr. Goldens of the educational system are strategically placed where they are.

As a student going through the typical American elementary and secondary education, I learned mythology; only Greek in junior high. In high school, I learned that the Greeks were not the only people who had myths. I learned that the Romans and Native Americans had myths as well. During my freshman English class – A Survey of Literature – I read a Native American myth called The World on A Turtle’s Back and a Roman myth that had something to do with Minerva.  I learned then that  Minerva was the Roman equivalent to Venus and then my teacher assigned the class to read The Odyssey – not excerpts from the story, but the entire story. During my Sophomore year, I remember reading a one-page story about Native American Myths in my American Literature class. Junior year, I was given a world literature class and we read the Iliad. I never understood why the high school curriculum gave us these stories out of sequence, being that The Iliad comes before The Odyssey. I suppose that it had to do with reading The Aeneid which came afterwards. My teacher stretched out those two stories to cover more than a quarter of the school year. In other words, Roman and Greek mythology covered over 25% of my World Literature class, Hamlet covered another 25%. I did not read an Egyptian myth until I was two years into college.

Years afterwards, when I began to work in the school system, I questioned the curriculum. By then I understood many things about the way school curriculums are set and surprisingly enough, I learned that they are made with a ton more flexibility than people would imagine. I also learned that curriculum is set like a dictatorship in some parts of our country, and in other places it’s a type of cultural caste. I saw how schools in the poor neighborhoods gave reading material far below the reading levels – sometimes for good reason (What’s the point of giving a 10th grade level book to a 7th grade level reader who just happens to be in the 10th grade?). Sense I worked in a selective enrolment school – an insult to the idea of public school system, but I admit a necessary evil – I was able to have the flexibility needed to teach toward state goals that demanded developed critical thinking skills over the need for basic education. As a unit of mythology was part of the curriculum, I took the chance to have students comparison and contrast different myths. This was not my invention, it had been done before, but I chose to them compare and contrast creation stories from Egyptian, Greek, and Native American mythology to the Biblical Christian account. What I discovered in the preparations of these lessons, influenced me, I’m sure, more than the students.

I later developed a theory that is the underlining message to my Men, Djinn and Angels series. In Men, Djinn and Angels – Awakening, it is not fully developed, but by the time, the third book is published, the theory will dominate the story line. It goes like this: First of all, most of the myths Roman, Egyptian, Greek, Sumerian all tell a story about the same people. These people were real and existed during ancient times, perhaps before written records were made. These people were admired, and that admiration became legend and that legend became myth. As the stories were retold multiple times by people who added and changed various details, different characters emerged and various traits from the original person were split and shared among new characters. Creativity was involved in the retelling and in some cases, the original characters were turned into symbols. As we tell the stories and read the stories, we pass down a variety of codes that have some important significances although we may not consciously know what they are.

azazel demon of doom

Let’s take for example the story of the Watchers from The Book of Enoch and compare it to the Titans in Greek mythology. How similar are they? The Watchers were taken by the angels and placed in a prison where they are to remain – some of them for 70 generations – whereas the Titans were placed in Tartarus after their war with the gods. Then we get to compare Nimrod who is mentioned in the Bible and according to historical sources, was captured in a war against a Semitic King, cut into multiple pieces and buried in multiple places so that his followers would not have a burial-place to enshrine. He is called the mighty hunter in the Bible – the same title bestowed on Orion. His death was the same as Osiris and Uranus – both cut into pieces and the pieces scattered. The Babylonians’ Gilgamesh includes The Great Flood, the same as Irish mythology and multiple Native Americans. The Egyptians tell a story of Sekhmet, the lioness goddess who punished all mankind when they turned against Ra. This story does not involve a flood, but it has the same concept – purification of the human race through death and destruction. There are other stories that draw comparisons to the immaculate conception and the birth and resurrection of Jesus that could call into question the authenticity of the Christian belief.

The question that continues to come to my mind deals with the possible meaning to them all. If we could somehow combine history and myth to get a single story, what would we find? Why do we cling to these myths if not for some higher purpose than entertainment? Is it possible that there is some connection between the myths, the multiple religions, quantum physics, occult science, alchemy and the Hermetic principles? I can’t prove it, which is why all of this is just my theory, but I believe that somewhere in the fragments of truth is a deep knowledge that humanity has lost and as a result, we are unable to tap into our dormant abilities. It is written that each generation grows weaker and wiser. This is a very interesting statement as there are multiple ways to show weakness and few to show wisdom.

OMG! I looked at my bank account and saw that I was down to my last dollar. I totally forgot to transfer money into that account to cover my automatic withdrawal. I’m sure this happens to many people, and if anyone is like me, they’ve wiped the perspiration from their head and sighed, knowing that a bullet – the thirty-five-dollar fee – was dodged.
As I explained to my daughter, “You never want to overdraft and overdraft protection doesn’t save you from fees.”
bank-fees[1]I’m sure most banks are like mine, as I bank at a multi-branch bank found in just about every state in the U.S. There is a fee for everything. I’m charged a fee, even if I don’t use my card ten times in a month. UNBELIVEABLE! As a student in high school consumer’s education, I was led to believe that saving money was a good thing. Now, under the current banking system, I must swipe my bank card ten times in a month in order to avoid the $5 fee. Isn’t this like paying to saving money? I say it again OMG!

This sudden realization caused me to think about the banking system. Let’s go back to October 3, 2008, when the Senate passed a bill to bail out the banks with 700 billion dollars. From where did that money come? How does the government get the cash to bail out the banks? Why was this necessary in the first place?

Without the intent of boring the reader much, I will share my understanding. First, without the bailout, our economy would have completely crashed without hope for recovery. Take a small tax business for example. The owner, hires as many people as he needs to work for a short, four-month period. The owner borrows money from a bank to pay his employees until revenue comes. In a crashed economy, that owner could not borrow the necessary cash and, therefore, could not afford to hire workers. Now, imagine his company is a large one that has pay health insurance, payroll, and other benefits that requires cash loans or lines of credits – big problem, right? Although this is a simple example, there are many other, more complex situations that could have led to disastrous outcomes and extremely high unemployment.
federal reserve bank[1]
After 911, the Federal Reserve Bank lowered interest rates to 1%. As a result, companies and banks were able to borrow money at very cheap rates. This also meant that big investors who purchased treasury bonds from the government would get no returns on their investments, so they stopped buying the bonds and turned their attention to investment banks. Take this example: Mr. Johnson and his wife purchased a house. They hired a broker whose job was to find a lender and receive commission. The lender, who owns the mortgage, sells it to an investment banker for a profit. The investment banker borrows from a bank like the Feds and buys more mortgages. In the Johnson’s neighborhood, there are six neighbors who now pay the same bank and are placed into three categories: safe, average, and risky. Two of those neighbors, classified as “risky” eventually default on their homes and the bank seizes them. Another homeowner is victim to company downsizing and cannot keep his home, so he short- sells it to avoid foreclosure. Now one house has sold under market value and two other homes have been foreclosed upon without being resold. The investment bank, with empty homes in its possession, now refused to purchase more mortgages and the lenders issue fewer loans due to a decreased demand for homes. These three empty homes in the Johnson’s neighborhood cause the value of Mr. Johnson’s home to decrease lower than his purchased price. He now owes the bank more than what his house is worth, so he short- sells. The short-sell causes the value of surrounding homes to drop influencing his neighbors to also sell their homes below market value. Eventually, the bank’s income decreases, and stock holders sell their stocks, which makes the value of the bank fall and the housing market comes to a stop.
So, to save the banks and in turn the future employment of millions, the government bailed out the banks with tax payer’s money and the banks increased their fees on everything as if they are charging the customer to repay the government.
Keeping in mind that the cause of the collapse in combination with some things that Bill Clinton did to encourage irresponsible lending, was the Feds. There is much to say about the Federal Reserve Bank and the power it has over our economy. In my novel Men, Djinn and Angels – Awakening, the Enlightened Titans secret society’s involvement with the creation of centralized banking depicts the push that secret societies had to establish centralized banks. In the story, the brotherhood investigated, instigated and eventually caused the English crown to spend so much money on the Glorious Revolution that it needed to borrow money from the private sector which created the Centralized Bank of England. This is not far from fact as the old lady of Treadneddle Street became the model for future centralized banks throughout the world.
There is nothing Federal about our Federal Reserved Bank. It is a private owned bank that, according to some, is unconstitutional. In the Constitution, section 8 of article 1, the U.S. government is granted the power to coin money and regulate its value. Being that the Federal Reserved Bank is not part of the three branches of government, it should have no authority to make coins or regulate its value. But in 1913, Congress gave the Federal Reserved Bank its power. Sense then, the bank has controlled the inflation, the stock market, job market and in some areas, the effectiveness of the U.S. presidents. Two such examples are Jimmy Carter and Ronald Reagan, both faced economic policy failures due, in part, to the hardline policies of the Federal Reserve Bank’s board of directors.


In all of this, what can we do? Probably nothing more than make enough personal adjustments to keep our heads above water and if we’re lucky, find a tree branch to pull ourselves from it before we’re sucked into a whirlpool. Still, I can’t help but to ask myself. Being that the tax payers bailed out the banks, shouldn’t they owe us a little something?